top of page
Close up top view of young business peop

Optimal Rate
No Surprises

®

Our success is measured by your understanding of the best mortgage options and the path to a stree-free closing.

Here to help you explore a home purchase or refinance loan in Texas or Colorado.

PURCHASE

LOANS

We provide accurate pre-approvals and quotes, with timely responses. We are known for on-time closings, with no surprises.

REFINANCE

(no cash out)

If you want to lower your payment, take years off your loan or eliminate PIMI,  let us help you decide if it's the right time to refinance.

REFINANCE

(with cash out)

Pay off other debt or pull money out for a home improvement or other investment.

INVESTMENT

LOANS

Buy a rental property and let your tenants pay off your mortgage.

About

Iron Harbor Mortgage is small on purpose.  We focus on detailed quotes, accurate pre-approvals, and processing loans that close smoothly and on time.  We view our role as decision support so that you have agency in the loan process. To that end, we provide more options and analysis than most other lenders.  We deliver the majority of our loans to the largest wholesale lender in the US.   They provide the technology platform and financial strength for our reliable fundings. Above all, we are thorough, transparent, and truthful.

Meeting

What our clients say...

Sean Fitzpatrick.jpg

"Matthew was very patient, informative and took all of the stress out of the process.  Matthew is a true professional, available day and night to answer questions.  He made sure we were advised of the best possible deals, and I always felt he was acting in my interest versus self-interest."

Sean Fitzpatrick

Jenna Johnson.png

" From our first conversation, Matthew explained each and every option that was available to me. I really couldn't imagine my home buying process being any easier."

Sumit Verma

Joel Brown Photo.jpg

"Matthew was extremely thorough, very organized, always accessible, and a pleasure to work with throughout the entire process. He worked tirelessly to get us the best rates and closing costs and to make sure we understood exactly what was going on."

Ashley Tucker

Our 5 Step Loan Process

Take a deeper look into our easy

5-Step Loan Process

1

INITIAL CONVERSATION

2

QUOTES &

PRE-APPROVAL

3

SEARCH & ACCEPTANCE

4

PROCESSING & UNDERWRITING

5

PRE-CLOSING & CLOSING

Let's Work Together

We're looking forward to assisting you.

Contact us today to get started.

bottom of page